Insights

Once you've decided you have a need for life insurance, deciding what kind of coverage to buy is the next challenge. Term life is inexpensive and can allow you to obtain a large amount of coverage for a specific time period. Permanent life is sold with the benefits of cash value and the expectation it will be held for a lifetime. Do you need term life insurance, permanent life insurance or both? Find out which problems each kind of life insurance helps to solve.